How to Use Georgia Dream (and USDA) to Buy a Home in Cherokee County With As Little As $1,000 Out of Pocket

The Real Problem: It’s Not Your Monthly Payment If you’re like most buyers in Cherokee County, your biggest problem isn’t the monthly mortgage payment.  It’s coming up with $15,000–$20,000 in cash for the down payment and closing costs. You can afford the payment. You just don’t have a pile of cash

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